MONEY TALKS: LIST OF MONTH SPECIFIC EXPENSES

Here is the list of the monthly specific items I've budgeted for our family! Chances are yours may look very different! Setting spending boundaries on all of the items has been really helpful! I often find the items on this list are where a lot of the excess ends up!

January

🎿 New Year's Plans

🎿 Our Anniversary

🎿 Winter activities ie. ski day, etc.

February

💕 Hank’s Birthday

💕 Valentine’s Day

💕 Tax Preparation

💕 Winter activities/vacations

March

🌦 Hubby's Birthday

🌦 Property Tax Due

April

🌿 Easter Long Weekend

🌿 Tax Return

🌿 Spring/summer front porch decor

🌿 Spring Landscaping

May

🌸 Mother’s Day

🌸 May 2-4 Long weekend entertaining

🌸 Summer vacation bookings

🌸 Gardening

🌸 Convention clothes

June

☀️ Father’s Day

☀️ Wifey Birthday

☀️ Car Sticker Renewal Due

☀️ Higher utility bills

☀️ Summer activities

July

🇨🇦 Canada Day entertaining

🇨🇦 Higher utility bills

🇨🇦 Summer activities

August

🌻 Civic Holiday entertaining

🌻 Camping trip at Rock Point

🌻 Higher utility bills

Others costs that aren't relevant to us:

Back to school shopping

Wedding gifts

Changes in childcare costs

September

🍂 Labour Day entertaining

🍂 Fall landscaping / lawn care

🍂 Fall front porch decor

🍂 Fall activities

October

🎃 Friendsgiving potluck

🎃 Halloween costumes

🎃 Fall activities (corn mazes, haunted houses, fall festivals)

🎃 Pumpkins to carve

🎃 Halloween candy for trick-or-treaters

🎃 Early shopping on Christmas gifts or a Christmas sinking fund

🎃 Property Tax Due

November

🌨 Winter front porch decor

🌨 Christmas decor

🌨 Holiday card costs + postage

🌨 Winter clothing

🌨 Snow tires

🌨 Special Meeting visits

December

🎄 Christmas gifts

🎄 Stocking stuffers

🎄 Christmas dinners

🎄 Holiday activity costs (light shows, winter wonderlands)

🎄 Christmas parties / social gatherings

🎄 Holiday travel expenses

🎄 Higher heating bills

🎄 Giving

House Project List:

🏠 Finish fence

🏠 Finish deck / patio

🏠 Finish kitchen backsplash and cover panels

🏠 Update front porch stairs and walkway

🏠 Sod / grass seed the front lawn

Happy list making!