• Cheryl Egger

MONEY TALKS: LIST OF MONTH SPECIFIC EXPENSES

Here is the list of the monthly specific items I've budgeted for our family! Chances are yours may look very different! Setting spending boundaries on all of the items has been really helpful! I often find the items on this list are where a lot of the excess ends up!


January

๐ŸŽฟ New Year's Plans

๐ŸŽฟ Our Anniversary

๐ŸŽฟ Winter activities ie. ski day, etc.

February

๐Ÿ’• Hankโ€™s Birthday

๐Ÿ’• Valentineโ€™s Day

๐Ÿ’• Tax Preparation

๐Ÿ’• Winter activities/vacations


March

๐ŸŒฆ Hubby's Birthday

๐ŸŒฆ Property Tax Due


April

๐ŸŒฟ Easter Long Weekend

๐ŸŒฟ Tax Return

๐ŸŒฟ Spring/summer front porch decor

๐ŸŒฟ Spring Landscaping


May

๐ŸŒธ Motherโ€™s Day

๐ŸŒธ May 2-4 Long weekend entertaining

๐ŸŒธ Summer vacation bookings

๐ŸŒธ Gardening

๐ŸŒธ Convention clothes


June

โ˜€๏ธ Fatherโ€™s Day

โ˜€๏ธ Wifey Birthday

โ˜€๏ธ Car Sticker Renewal Due

โ˜€๏ธ Higher utility bills

โ˜€๏ธ Summer activities


July

๐Ÿ‡จ๐Ÿ‡ฆ Canada Day entertaining

๐Ÿ‡จ๐Ÿ‡ฆ Higher utility bills

๐Ÿ‡จ๐Ÿ‡ฆ Summer activities


August

๐ŸŒป Civic Holiday entertaining

๐ŸŒป Camping trip at Rock Point

๐ŸŒป Higher utility bills

Others costs that aren't relevant to us:

Back to school shopping

Wedding gifts

Changes in childcare costs


September

๐Ÿ‚ Labour Day entertaining

๐Ÿ‚ Fall landscaping / lawn care

๐Ÿ‚ Fall front porch decor

๐Ÿ‚ Fall activities


October

๐ŸŽƒ Friendsgiving potluck

๐ŸŽƒ Halloween costumes

๐ŸŽƒ Fall activities (corn mazes, haunted houses, fall festivals)

๐ŸŽƒ Pumpkins to carve

๐ŸŽƒ Halloween candy for trick-or-treaters

๐ŸŽƒ Early shopping on Christmas gifts or a Christmas sinking fund

๐ŸŽƒ Property Tax Due


November

๐ŸŒจ Winter front porch decor

๐ŸŒจ Christmas decor

๐ŸŒจ Holiday card costs + postage

๐ŸŒจ Winter clothing

๐ŸŒจ Snow tires

๐ŸŒจ Special Meeting visits


December

๐ŸŽ„ Christmas gifts

๐ŸŽ„ Stocking stuffers

๐ŸŽ„ Christmas dinners

๐ŸŽ„ Holiday activity costs (light shows, winter wonderlands)

๐ŸŽ„ Christmas parties / social gatherings

๐ŸŽ„ Holiday travel expenses

๐ŸŽ„ Higher heating bills

๐ŸŽ„ Giving


House Project List:

๐Ÿ  Finish fence

๐Ÿ  Finish deck / patio

๐Ÿ  Finish kitchen backsplash and cover panels

๐Ÿ  Update front porch stairs and walkway

๐Ÿ  Sod / grass seed the front lawn


Happy list making!

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